Rent To Own

We want to help people become homeowners. We are all too aware that the mortgage companies are putting more and more restrictions on prospective home buyers. We want individuals and families become buyers now. We work with the individual situation to determine the amount down, monthly payments, and length of terms.



How much do I have to put down?
It depends on the situation. Consider this though: If you had perfect credit and went out today to buy a house, the least amount you would have to put down is 3.5%. With the minimum down payment, you would pay the maximum monthly rent. If you require owner financing from us, we typically require a higher down payment.

Why is a down payment required?
You are buying this property. You are a buyer now, not a renter. We don’t require perfect credit from our buyers, but because we are willing to finance you, like a bank, we do require a down payment.

How much are the monthly payments?
It depends on the amount of money you have to put down. The more you put down, the less your monthly payment would be. To inquire about the rent range on a specific home, please call Stacy at 913-599-5000.

How long will you finance me?
We work with our Funding Desk to create a plan with you. Most of our buyers need time because of a bankruptcy or foreclosure, time to establish credit, time to repair past credit mistakes, or a combination of the three. We can provide you with the contacts to make these improvements. The length of time you need can be individualized to your needs, but we find that the majority of our rent to own buyers need 1 to 3 years.

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